Ontario Mortgages, Your Best Rate
Serving homebuyers across Ontario — from Toronto to Ottawa and everywhere in between. Access 40+ lenders through Dominion Lending Centres, free tools, and expert guidance.
Why Use a Mortgage Agent Instead of Your Bank?
Banks offer their own products. I offer you the entire market — and I'm paid by the lender, not you.
- Access to 40+ banks, credit unions, and lenders
- Free service — lenders pay my fee at closing
- One application, multiple rate comparisons
- Expert guidance for self-employed & complex situations
- Backed by the Dominion Lending Centres network
Common Questions
Quick answers to what most Ontarians ask before getting a mortgage.
What is the mortgage stress test?
Canadian lenders must qualify you at the higher of your contract rate + 2% or 5.25%, to ensure you can handle rate increases.
When is CMHC insurance required?
When your down payment is less than 20% of the purchase price. It protects the lender — not you — if you default.
How much does a mortgage broker cost?
Nothing to you. Brokers are paid by the lender once your mortgage closes. You get access to multiple lenders at no charge.
Ready to Find Your Best Rate?
Takes 5 minutes. No obligation. I'll compare lenders and come back with your options.